What Happens to Your FEHB If You Retire Before 65?
Federal employees weighing an early retirement almost always have the same question: what happens to my health insurance if I retire before Medicare kicks in at 65? In this video, Christina, a financial advisor at Radiant Wealth Planning, walks through the five-year continuous enrollment rule that determines whether FEHB carries into retirement, where VERA offers can complicate that eligibility, and how FEHB coordinates with Medicare once you turn 65 — including the Part A and Part B decision that trips up so many retirees.
If you’re a federal employee in the DC area — DoD, DOE, DHS, NASA, or any other agency — thinking about retiring at 60 or 62, this is the bridge-year planning conversation to have before you submit your paperwork, not after.
📩 Christina@RadiantWealthPlanning.com
🌐 RadiantWealthPlanning.com
This content is for educational purposes only and does not constitute financial, tax, or legal advice.
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Want information about RADIANT Wealth Planning?
Schedule an introductory meeting with Christina or email Christina with any questions: Christina@RadiantWealthPlanning.com
Welcome to our videos where we share tips and advice on all topics that help women meet their financial goals.
About the Author
Randa Hoffman is the owner and financial planner at Radiant Wealth Planning, a fee-only financial planning and investment management firm exclusively for women. She helps ease the uncertainty around retirement, tax planning, and transitioning wealth so that women can live a life they’ve always dreamt of. She holds an MBA and EA and lives in Newport Beach, CA.
