Inflation, Deflation, Stagflation — What They Actually Mean for Your Retirement
A key inflation measure just hit its highest level in three years, and the Fed is now talking about raising rates instead of cutting them. In this video, Randa Hoffman breaks down four terms you’ll keep hearing this year — inflation, deflation, disinflation, and stagflation — and explains exactly why the difference matters for anyone planning a retirement income that includes a pension.
What you’ll learn:
- The plain-English difference between inflation, deflation, disinflation, and stagflation
- Why not all pensions are protected against rising prices the same way — and how COLA caps can still leave a gap
- How to “stress test” a retirement income plan against different inflation scenarios
- Why TIPS (Treasury Inflation-Protected Securities) exist and how they fit into a plan
This video uses an illustrative example to teach a financial planning concept and does not depict a real client. This content is for educational purposes only and does not constitute financial, tax, or legal advice.
RADIANT Wealth Planning is a fee-only fiduciary firm working with technology professionals and executives across Silicon Valley and the Washington, D.C. area navigating equity compensation, concentrated stock, and the years approaching retirement.
————————————————————————
Want information about RADIANT Wealth Planning?
Schedule an introductory meeting with Randa or email Randa with any questions: Randa@RadiantWealthPlanning.com
Welcome to our videos where we share tips and advice on all topics that help women meet their financial goals.